5 Things Every First-Time Home Buyer Needs to Know This is one of the most important things first-time home buyers need to know. Remember, just because a bank or financial institution is willing to lend you a lot of money does not mean that you should accept it: Stick to the reasonable amount that you have calculated as a mortgage payment.

 · In summary, Ray, your RRSP room should not be a consideration as you move your pension plan money into an RRSP, unless you are leaving a DB pension and a portion of the lump-sum payment is taxable. If it is a DC pension or a group RRSP, you definitely have nothing to worry about.

for people who live in states with an unemployment rate higher than average (see for the rates), offer a lump sum at the end of 12 weeks to assist the person.

If you don’t have a lump sum to invest at once. to figure out if being a landlord is the right move for you, and you will have a lot of time to turn the property cash flow to positive. Joe Udo.

 · WHAT IS A “PERIODIC PENSION PAYMENT” FOR CANADIAN TAX TREATY PURPOSES? Posted on May 18, a lump sum payment, or a payment that can reasonably be considered to be an instalment of a lump sum amount, Michael Atlas is a Toronto-based CPA. He is one of Canada’a most prominent international tax experts.

9 Hidden Home Maintenance Costs That Can Blindside First-Time Buyers

Blog < Previous. RELOCATING TO TORONTO: Lump Sums May 31st, 2019. Lump sums. What are they, exactly? They are a relocation package allowance offered by a company to an employee to help them relocate for a new job opportunity. Lump sum packages are just that – a lump sum – and are designed to.

Toronto Rentals Blog / Rental Guides / The 7 best apps for Toronto renters The 7 best apps for Toronto renters. By Erin Cardone | 11th January, 2016 . As renters, we’re lucky to have a ton of flexibility in our lives – no massive lump-sum down payments, and we can move every 12 months if we want to!. she changed tack and began writing.

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Reimbursement vs. Allowance: Why Choose Lump Sum? In the past five years, lump sum has become the most popular method of relocation expense reimbursement. Considering how easy it is to administer, and the flexibility it offers to employees, it’s not hard to see why so many companies use it. What is Lump Sum?

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Lump sum payments are taxable for the employee, while relocation expenses paid by a company on the behalf of an employee may not be. This depends on a variety of factors, from move type and destination location to the intent of a relocation or assignments and any treaties associated with it.