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Notable Changes to Canadian Mortgage and Housing Rules. While the introduction of this new stress test is predicted to decrease both the cost of homes, as well as the business profit margin for federally regulated lenders, it could actually be seen as a benefit for alternative lenders.
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CMHC insurance volumes plunged 41% after mortgage rules tightened Canada’s housing agency saw a sharp decline in the number of home buyers who qualified for mortgage insurance under tougher rules.
Canada Mortgage and Housing Corporation (CMHC) has defended mortgage stress test rules and warned federal policymakers to hold the line amid calls from industry associations to ease the rules. "My job is to advise you against this reckless myopia and protect our economy from potentially tragic.
CMHC defends mortgage stress test changes amid calls for loosening rules. Uninsured borrowers must now show they could service their mortgage if rates rose two per cent The Canadian Press; May. 23, 2019 2:40 p.m. News CMHC head issues sharp defence of mortgage stress test as calls grow to loosen rules.
CMHC defends mortgage stress test changes amid calls for loosening rules. The Canadian Press. ‘We will come in and have to be very aggressive’: Digital charter targets hate speech.
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Canada Mortgage and Housing Corporation (CMHC) is making it known that it’s very opposed to loosening the rules on the mortgage stress test. "My job is to advise you against this reckless myopia and protect our economy from potentially tragic consequences," said CMHC’s president and CEO.