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The PHFA also provides mortgage loan programs, refinancing and home improvement loans. To be considered a first-time home buyer, you must not have owned your primary residence during the past three.

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Home Loan Type, Description, Available Term Lengths. or shortening the term on your mortgage can save you thousands of dollars over the life of your loan!

Lenders want you to borrow. But borrowing against your home equity can be risky. Rates are typically variable, and payments can balloon after the initial interest-only period ends. A recent uptick.

Interest rate analysts, economists, mortgage brokers and lenders. history and the dollar value of debt you carry. Whether you are a first time home buyer or seeking a mortgage refinance, learn more.

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