Ԝhat Credit Score Ɗo Car Dealers Usе, – WayHowMake

Credit-challenged borrowers can get approved: If your credit is in bad shape or you haven’t had the chance to build a credit history, you may think financing a car through a dealership is out of the question. With a BHPH dealership, however, approval standards are lower than what you’ll find with traditional lenders.

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Let us Help you Find the right Car.. ** ARE YOU SHOPPING FOR USED CARS in the BAY AREA ? warehouse of cars has TWO great Locations * V A L L E J O ,CA and * FAIRFIELD ,CA ** Are you tired of everybody asking to see your Credit ??? and putting you down because of your CREDIT SCORE??

What’s more is that there are four versions of the fico auto score and the lender may use any of them. The FICO Auto Score 8 is the most recent version and is used across all credit bureaus. Some dealerships or finance companies may use one of the older versions: FICO Auto Score 2, FICO Auto Score 5, or FICO Auto Score 4.

so guys. the car that i was inquring about sold and the guy still wants to sell me a car. but honestly nothing else there pleases me. i havent really looked at anything else but my scores have gone up since i paid down my debt. tu is 708 and eq is 676 ex im not sure since you cant get it. pull was on 8/7/12 but that was with 5

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Should never start negotiating for a car without having your financing all setup. Go with a Credit Union. I bought a used 2007 vehicle several months ago and got a 4.74%/60 loan. The dealer of course tried to get me to use their financing but couldn’t get me anything close. I saw on their "Daily Rates" board that the average was around 5.5-6%.